Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
GoFundMe vs. Life Insurance: What You Should Know
Posted: March 22, 2023
You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...
5 Types of Car Insurance Explained
Posted: March 16, 2023
Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...
What is Term Life Insurance, and How Does it Work?
Posted: March 7, 2023
Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...
How Promoting Workplace Safety can Save You Money
Posted: March 4, 2023
No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?
Posted: March 3, 2023
Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...